Important Information:  Welcome to Gates Banking & Trust's New Website!

Business Checking Accounts decoration

Regular Checking

  • Minimum opening balance: $100.00
  • Unlimited check writing
  • Maintenance Fees:
          Daily Balance Maintenance Fee:
                Over $300.00 None
                Below $300.00 $5.00 per month

Churches and Civic Groups are Exempt From Service Charges

Commercial NOW Checking

  • Minimum opening balance: $1,000.00
  • Interest is paid on available daily balance
  • Monthly service charge of $5.00 if balance falls below $1,000.00

Other Checking Charges


Insufficient funds/paid or returned $15.00 per check
Stop payment $10.00 per check
Overdraft on third consecutive day $5.00 per day

Dormant Fee: $10.00 per year if balance falls below $100.00.