Important Information:  Welcome to Gates Banking & Trust's New Website!


Mortgage Loans decoration

Gates Bank is a full service mortgage lender. Here is a list of some of the programs we offer.

  • Conventional Loans (various terms)
  • VA Loans (Department of Veterans Affairs)
  • FHA Loans (Housing and Urban Development)
  • USDA Rural Development
  • THDA- Tennessee Housing Development Agency
  • Construction Loans

Call (731) 836-7741 for Conventional or Construction loans.
Call (731) 288-7375 for any other mortgage loan programs.

S.A.F.E Act Requirements for
Financial Institutions
Gates Banking and Trust ID #507420

Loan Officer

NMLS ID#

Gillon, Rita

1372455

Martin, Elliot

658291

Ballard, Dawn

1875248